1. How Charity Insurance Works

    Whether we think that companies existed to render us services or present us goods, it is completely undeniable that profit is at the top of its pyramid and that the insurance ecosystem isn’t a stranger to it. As we all know, insurance exists as a means for us to transfer the risks that we might […]

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  2. Insurance Claims That Get Rejected

    Being a victim of a certain risk is indeed out of your hands. It’s like getting hit by a car with no breaks and accepting the fact that you’re already helpless. But what’s more frustrating than getting ran down is seeing it moving towards you to make sure you’ll be dead instead of doing the […]

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  3. Whole Life Insurance vs Universal Life Insurance

    Insurance has established a reputation of necessity across the times.  This is due to the increasing fluidity of risk that families face in different circumstances. In response to this, a greater need for security arises. In most cases, you might find yourself enrolling a premium for term life insurances, dubbed as “temporary insurance” which is […]

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  4. How to Protect Yourself from Insurance Fraud

    One of the reasons why some people are doubtful about availing insurance premiums is the fact that some thieves and robbers use it as an avenue to deceive more people. We have to account that insurance is all about trust and if that trust is broken, it’s very difficult to repair it again. This has […]

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  5. Companies’ Fat Cat Bonuses in Furthering the Country’s Social Divide

    With the “fat cat initiative” finally being implemented in Europe starting in Swiss last March, the ticking questions on labor rates rejuvenated back to life. According to a survey of the Bureau of Labor Statistics of  U.S. Department of Labor, there are 75.3 million workers in United States that can be considered as “minimum wage earners“. […]

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  6. Stop Blowing Money on Unnecessary Insurance

    Insurance can cover any risk that you can think of. It is meant to protect you against large costs that might drain out your resources if you choose to pay it in one setting. But just as the saying that “too much of everything is bad”, transferring almost all the risk by buying insurance policies […]

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  7. Emerging Risks in the Future of Insurance Industry

    The world has been moving in a fast pace. The economic, social, technological, environmental, and political changes take on a greater level of complications following the financial catastrophe and global economic recession over the past years. With these, there’s no telling what might happen on the near future. As the threat of emerging risks arises, […]

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  8. A Closer Look at AIG’s History, From Spitzer to Foreign Trade

    The American International Group (AIG), a global insurance company, finally freed itself from a $182 billion bail-out which drove it to be state-owned, and had chosen to take a small step to regain itself as a stand-alone company. AIG had managed to return its stakes back to the private sector as the Treasury of the […]

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